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Indiana · Indianapolis

574 Area Code: South Bend, IN

The 574 area code covers South Bend, Elkhart, Mishawaka and Goshen in Indiana, on Indianapolis. Here is the current local time there, and whether you can legally place a solicitation call to a 574 number right now.

Current local time in the 574 area code

Current local time in the 574 area code

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Can you legally call a 574 number right now?

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DayLegal calling window in Indiana
Sunday9:00 AM-8:00 PM
Monday9:00 AM-8:00 PM
Tuesday9:00 AM-8:00 PM
Wednesday9:00 AM-8:00 PM
Thursday9:00 AM-8:00 PM
Friday9:00 AM-8:00 PM
Saturday9:00 AM-8:00 PM

Windows shown are the stricter of the federal TCPA/TSR rule (8 a.m.-9 p.m. local) and Indiana's own statute, in the called party's local time. Informational only, not legal advice. Check any number against the full TCPA calling hours calculator.

Area code 574 at a glance

StateIndiana
Principal citySouth Bend
Time zoneIndianapolis
Overlay codesNone
Weekday calling window9:00 AM-8:00 PM local
CountryUnited States

Cities in the 574 area code

These are the main population centers 574 serves. Smaller towns across the same Indiana region share the code.

  • South Bend
  • Elkhart
  • Mishawaka
  • Goshen
  • Warsaw

Calling 574 numbers legally

Indiana is stricter than federal law. For automated and prerecorded calls, Indiana's Autodialer Law bars delivery before 9 a.m. or after 8 p.m.: a 9 a.m.-8 p.m. window. Because the window follows the called party's local time, a 574 number is governed by Indiana rules no matter where you are dialing from.

Ringless voicemail sits under the same rules as a live call, which is why TCPA compliance matters before you drop to a list. To check a whole list rather than one code, the phone number formatter tags every number with its state so you can segment sends by time zone.

Other Indiana area codes

Or browse every US area code.

FAQ

574 area code questions

574 is a US telephone area code serving Indiana, on Indianapolis. Its principal city is South Bend, and it also covers Elkhart, Mishawaka and Goshen.
Area code 574 is in the state of Indiana. It serves South Bend, Elkhart, Mishawaka and Goshen, and its principal city is South Bend.
The 574 area code is on Indianapolis (America/Indiana/Indianapolis). The panel above shows the current local time there, updated live.
It depends on the local time in Indiana. For automated and prerecorded calls, Indiana's Autodialer Law bars delivery before 9 a.m. or after 8 p.m.: a 9 a.m.-8 p.m. window. The live verdict above checks the current time against that window for you.
On weekdays, solicitation calls to Indiana numbers are permitted 9:00 AM to 8:00 PM local time. Sunday hours are 9:00 AM to 8:00 PM.
Not by itself. 574 is a legitimate Indiana area code used by residents and businesses in South Bend and Elkhart. Scammers do spoof caller ID to show a local area code, because people answer local numbers more often, so treat an unexpected call asking for payment or personal details with suspicion regardless of the prefix.

Reaching South Bend at scale?

VoiceDrop delivers ringless voicemails in your own AI-cloned voice and two-way SMS to Indiana lists, with calling-hour and DNC rules enforced automatically so every drop lands inside the legal window.