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Live verdict · federal + state rules · free

TCPA Calling Hours Calculator

Can you legally call this number right now? Get a live verdict from the recipient's area code: the federal 8 a.m.-9 p.m. TCPA window, plus the 21 states that cut it shorter.

Enter a number or pick a state to get a live "can I call right now?" verdict with the federal and state windows.

General information, not legal advice. Rules shown reflect state statutes as researched 2024-2026 and apply to telephone solicitation; consent, established-business-relationship, and industry-specific exceptions vary. Always confirm current law with a qualified attorney before campaigning.

States with calling hours stricter than federal

The federal TCPA/TSR window (8 a.m. to 9 p.m. in the called party's local time, seven days a week) is the floor everywhere. These 22 states narrow it. Everywhere else, the federal window governs.

StateMon-FriSaturdaySundayHolidays
Alabama8:00 AM-8:00 PM8:00 AM-8:00 PMNo callsNo calls
California9:00 AM-9:00 PM9:00 AM-9:00 PM9:00 AM-9:00 PMNone
Connecticut9:00 AM-8:00 PM9:00 AM-8:00 PM9:00 AM-8:00 PMNone
Florida8:00 AM-8:00 PM8:00 AM-8:00 PM8:00 AM-8:00 PMNone
Illinois9:00 AM-9:00 PM9:00 AM-9:00 PM9:00 AM-9:00 PMNone
Indiana9:00 AM-8:00 PM9:00 AM-8:00 PM9:00 AM-8:00 PMNone
Kentucky10:00 AM-9:00 PM10:00 AM-9:00 PM10:00 AM-9:00 PMNone
Louisiana8:00 AM-8:00 PM8:00 AM-8:00 PMNo callsNo calls
Maryland8:00 AM-8:00 PM8:00 AM-8:00 PM8:00 AM-8:00 PMNone
Massachusetts8:00 AM-8:00 PM8:00 AM-8:00 PM8:00 AM-8:00 PMNone
Minnesota9:00 AM-9:00 PM9:00 AM-9:00 PM9:00 AM-9:00 PMNone
Mississippi8:00 AM-9:00 PM8:00 AM-9:00 PMNo callsNone
Nebraska8:00 AM-9:00 PM8:00 AM-9:00 PM1:00 PM-9:00 PMNone
New Mexico9:00 AM-9:00 PM9:00 AM-9:00 PM9:00 AM-9:00 PMNone
Oklahoma8:00 AM-8:00 PM8:00 AM-8:00 PM8:00 AM-8:00 PMNone
Oregon8:00 AM-8:00 PM8:00 AM-8:00 PM8:00 AM-8:00 PMNone
Pennsylvania8:00 AM-9:00 PM8:00 AM-9:00 PM12:00 PM-9:00 PMNo calls
Rhode Island9:00 AM-6:00 PM10:00 AM-5:00 PMNo callsNo calls
South Dakota9:00 AM-9:00 PMNo callsNo callsNone
Texas9:00 AM-9:00 PM9:00 AM-9:00 PM12:00 PM-9:00 PMNone
Utah8:00 AM-9:00 PM8:00 AM-9:00 PMNo callsNo calls
Washington8:00 AM-8:00 PM8:00 AM-8:00 PM8:00 AM-8:00 PMNone

Windows shown are for telephone solicitation as researched 2024-2026; Illinois, Indiana, and South Dakota rules shown apply specifically to autodialed/prerecorded calls, and Pennsylvania applies tighter limits to autodialed calls than the general window shown. Oklahoma and Oregon also cap solicitations at three per 24 hours. This is general information, not legal advice. For the full picture per state (DNC lists, mini-TCPA statutes, registration requirements), see ringless voicemail laws by state and our TCPA compliance overview.

Why "what time is it there?" is a compliance question

Every calling-hours rule, federal and state, runs on the called party's local time. A campaign list sorted by nothing will happily dial Florida panhandle numbers (Central time, 8 p.m. cap under the FTSA) at what your dialer thinks is a reasonable Eastern-time hour. The two failure modes this calculator catches: states whose windows are narrower than you assumed, and area codes whose time zone isn't what the state's name suggests: Texas 915 is Mountain time, Florida 850 spans two zones, and Kentucky splits down the middle.

For bulk campaigns, the durable fix is sorting your list by state and timezone before you schedule. The phone number formatter tags both columns onto every row of a pasted list, and VoiceDrop's scheduler enforces per-timezone send windows automatically.

FAQ

Calling-hours questions, answered

Federal law (the TCPA and the FTC's Telemarketing Sales Rule) permits telephone solicitations only between 8 a.m. and 9 p.m. in the called party's local time, every day of the week. Twenty-one states then narrow that window further: Florida and Washington cap calls at 8 p.m., Kentucky doesn't allow them before 10 a.m., and Rhode Island ends weekday calling at 6 p.m.
Federally, yes: the 8 a.m.-9 p.m. window applies seven days a week. But several states say otherwise: Alabama, Louisiana, Mississippi, Rhode Island, South Dakota (for autodialed calls), and Utah prohibit solicitation calls on Sundays entirely, Texas doesn't allow them before noon on Sundays, Nebraska pushes the Sunday start to 1 p.m., and Pennsylvania restricts Sunday-morning calls.
The called party's. A call placed at 5 p.m. from California lands at 8 p.m. in New York and is legal; the same call an hour later is not. That's also why numbers ported across the country are risky: the area code says Eastern, but the person may live in Phoenix. Treat the area code as your best signal, not a guarantee.
Treat them as if they do. Regulators and courts have applied the TCPA to marketing texts, and courts have repeatedly treated ringless voicemail drops as 'calls' under the TCPA. Several state statutes (like Florida's FTSA and Oklahoma's Telephone Solicitation Act) explicitly cover text messages. Sending inside voice-call hours is the standard compliance posture.
The TCPA carries statutory damages of $500 per violation, tripled up to $1,500 for willful violations (per call), and it has a private right of action, which is why out-of-hours campaigns attract class actions. Several state mini-TCPAs (Florida, Texas, Washington among them) add their own private rights of action and damages on top.
Debt collection follows a different statute, the FDCPA, which presumes calls before 8 a.m. or after 9 p.m. local time are inconvenient and therefore off-limits, and Regulation F additionally limits call frequency (presumptively no more than seven calls within seven days about a particular debt). This calculator models telemarketing/solicitation rules; collectors should apply FDCPA rules on top.

Compliance on every send, without the spreadsheet

VoiceDrop schedules campaigns inside each recipient's local window, scrubs DNC lists before sending, and keeps your ringless voicemail and SMS outreach inside federal and state rules automatically.

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